Diversified Fund

Investment Objective

FG Financial Diversified Fund is a balanced fund whose objective is to provide above-average income and opportunities for long-term growth of capital. Balanced funds are generally “middle of the road” investments that seek to provide a combination of growth, income and conservation of capital by investing in a mix of stocks, bonds, and/or fixed income securities.

Investment Strategy

The Diversified Fund invests primarily in a combination of Bahamian equities (listed and non-listed), mortgages, and fixed income securities. The Fund may also invest in term deposits and in publicly traded or privately issued preference shares.

Investment Risk and Return

The Diversified Fund caters to investors with a moderate risk profile. The positioning of a balanced fund allows for investors to reap the benefits of an upturn in the equities market while not suffering the full impact during economic downturns. Our Diversified Fund returns are benchmarked against the Bahamian Dollar Prime Rate plus 25 basis points.

FG Financial Fund SAC
NAV's as at 04/30/2012

FG-Growth Fund
NAV: $1.1529
12 month return: 4.08%
FG-Diversified Fund
NAV: $1.2183
12 month return: 4.46%
FG-Preferred Income Fund
NAV: $1.2183
12 month return: 4.88%

BISX All Share Index
B$ Prime Rate
Average B$ Term Deposit Rate

FG Financial
Corporate Centre
East Bay & Shirley Streets
P.O. Box SS-6232
Nassau, Bahamas

Phone: 242-396-4076
Fax: 242-393-1100

Office closed at 1pm May 7th, 2012